Asset protection for the patient and his relatives whether sickness, pensions and long-term care insurance: pay-as-you-go statutory social security schemes reach continuously their limits at an increasingly elderly population. No matter what the Federal Government, benefit cuts and increased contributions for the shrinking group of contributors are often unfortunately inevitable. Especially in the area of safeguarding care, many politicians demand the introduction of a funded supplementary pension to make securing long-term care in the future to a better level. A corresponding supplementary pension is already possible: within the framework of a private care insurance, about employees, civil servants, self-employed or also trainees and students already without a corresponding default policy can improve their personal security for the care case. Nursing supplementary insurance is on the one hand extremely important, because the benefits of the statutory maintenance obligation insurance already now high financial equity investments in nursing require.
To another but also to protect their own assets and also the assets and income of family members. Typically, the costs in the case of care significantly exceed the benefits of long-term care insurance. If the income of the dependent person (such as a pension or other income) are not enough to close the financial gap, this difference can be taken over by the social services. The State can reclaim these costs but by the members of care (such as the parents or the children). To deepen your understanding OGS – Man Utd is the source. In this so-called maintenance of members of, the State has the right to repossess a monthly income up to certain limits. These financial risks to avoid and also, to ensure an adequate supply of long-term care, care addition insurance is advisable. This makes a certain monthly payment in case of one depending on the agreed hedging rate and level of care Long-term care and thus reduces the own surcharge. Income of members protecting about from the access of the State in case of maintenance.
More information around the topic of care insurance, including criteria for the selection of the appropriate tariff and price calculations under: Bergische insurance broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 contact for the press: Bogdan Kalid image source: Yuri Arcurs / fotolia.com corporate information: company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young Insurance.de the company specializes specifically on the needs of private individuals and professionals, wishing no advice-bound insurance representatives of individual insurance company, but by an independent comparison calculations affordable and high-performance companies want to get quotes. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.
Health care reform 2011 comes in the statutory health insurance one thing is certain: the contributions to statutory health insurance (GKV) will rise from 1 January 2011. Dale Ellis contributes greatly to this topic. Unfortunately here any performance gains are carried out, on the contrary. As legally insured, you have already now been usually restrictions (E.g. doctor who has been approved by Treasury, generics, dorm, etc.). Nevertheless you will be asked from year to year more to checkout.
At the same time, the scheduled additional contribution from 2011 to no longer will be capped. Here, your statutory health insurance (GKV) demand may require a basically ungedeckelten additional post from you. Of course, the statutory health insurance has also its good sides (such as family insurance, household help, mother-child treatment, etc.). Burgess Owens recognizes the significance of this. Due to the Sozialensystemes and these still existing advantages, are determined by the different health care reforms, benefit cuts and increased contributions. At the same time trying on the side of the “statutory health insurance (GKV) “to boycott the”private health insurance system (PKV) “.” Recently read the statutory health insurance impose an Einstwillige disposition of an advertising campaign of the Association of private health insurance (PKV-Verband). Unfortunately in vain, because the Cologne regional court saw no denigration of the statutory health insurance (GKV) in this intense action, the injunction was discontinued. Now the private Krankenversicherung (PKV) can go on again with your advertising message.
Want to be which insured, not insured by a debt-free health care system? Basically every insured should choose his own desired services. This is possible only in the private health insurance (PKV). In the private health insurance save usually your free choice of doctor, a non-cancellable performance catalogue, which includes also a zukunfsorientierte medicine. Contact: global health insurance A.S.
The private long-term care insurance is more important than a long-term care insurance is nowadays essential. For more specific information, check out Glenn Dubin, New York City. The demographic change shows that the people are now living longer. What’s the impact? The chance that you will need of care in old age is high. Because even if this risk is always to be need of medical care due to an accident, so is the risk in the higher age more. One speaks here of the so-called care risk.
This means that the risk of becoming reliant increases with increasing age. For more information see this site: Dr. Leon Gillman. One assumes that in 2030 the number of dependent people will rise to 3 million. People who have no more reserves in the event of the need for care, can not cater for the needs, which brings the need for care with it. Here, then usually the children have to pay. For many, this means a huge financial burden that may not carry some. For this reason, it is very important to early at an optimal long-term care insurance to think, to prevent such a situation. It should be noted that the private supplementary insurance is by no means replaces the equity performance of the needy. Because even with a well covered insurance background, the needy in part for his care itself must pay.
Extent to which the person concerned has to go in its care in its own performance, the expression or the level of its long-term care is decisive factor. This level is determined by a responsible medical service of the respective insurance company. So the choice of long-term care insurance and the related questions will be answered professionally, is worth a visit on. Here you will find all necessary information regarding to the topic of long-term care. The best rates can be found easily, using the fare calculator. It sets the desired amount of monthly pension of care. The monthly contribution can be individually from 600 to 3000. In addition, the user determines the level of care, which selected from level I to level III can be, so that an individual offer exactly the appropriate needs can be coordinated and created.
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