1. Contact your insurance consultant quotation from 10-15 insurance companies, compare rates and make your choice. Do not buy insurance because it offers a salon, or because you saw the ad this insurance company. 2. Get quotes, ask your insurance representative, due to which you can reduce the cost of insurance: a way of settlement of losses, the presence of a franchise, use of diminishing the sum insured, a certificate of accident-free driving, discounts for their transition to another company, special specials.
programs, etc. 3. Selecting an insurance company, remember that you do not immediately pay the full cost of insurance. Most insurance companies give opportunity to pay more insurance payments (in some cases even without appreciation!). 4. Remember that the hull policy – this is your protection against the risks of "Theft" and "Damages." This policy does not cover the risks of temporary or total loss health of the occupants, as well as third party liability. To protect against these risks must be insured under the program third party liability insurance (compulsory and voluntary) as well as from an accident.
5. casco policies, usually sold together with the policy osago (Compulsory Third Party Liability Insurance). However, not all know / remember that your cmtpl third party liability in the amount insured, which may be insufficient to cover the real costs of third parties through your fault: osago provides insurance protection in an amount not over 120,000 rubles in damage to property (vehicle) of one victim and 160.000 rubles for personal injury or death a victim. Therefore, in addition to the compulsory motor tpl insurance, we also strongly recommend purchasing policies dsago (Voluntary Motor vehicle liability insurance). There are such policies are cheap (in the range 1,500 rubles for a policy with an insurance of 1 million rubles), while significantly minimizing the risks of accidents with expensive cars. 6. Inscribes in Either way, carefully review the "Rules of insurance, which insurance representative must give you, along with policy (or before). It is usually quite lengthy and not very easy to read document. However, review it is necessary to understand in detail how "arranged" Your insurance, as well as under what conditions and in what time frame is the settlement of damages. 8. Remember that additional equipment (not included in the of the box) are insured separately. Model Hull policy, which is not made optional, will not allow you to receive insurance compensation for your extra set of tuning elements, audio and video equipment and other accessories. 9. In the insurance contract for less than 1 year should be remembered that this is not very profitable, because In this case, insurance companies do not simply divide the value of the annual policy on the appropriate number of months, but to apply the multiplying factor. 10. When concluding a contract of insurance on used car should make copies of relevant documents for the car (right all persons admitted to the management, powers of attorney, vehicle registration document, registration certificate) and be prepared to clean car insurance representative during daylight hours for inspection and photography. The above information – only a small part of what you need to know and understand when insuring your car.
At the end of the exhibition “Chocolate and butterflies”, there are star letters, chocolates and romantic music. An enjoyable spring evening with music, letters, butterflies, chocolate butterflies in the stomach – with this motto guests of marc de cafe in Wittenberg. The Finissage of the exhibition by Amrita Torosa begins on Friday, the May 30, 2008 at 20:00. “Chocolate and butterflies”, the title of the exhibition is also decisive for their festive final. What do butterflies, letters and chocolate have in common? Learn it this evening.
Run the read letters from the star letter subscription by the Cologne Chocolate Museum, revealed a secret of the Berliner Dom and a fun time in Paradise can unfold. With romantic guitar music is Thomas Hohne the evening musically accompany. He is a lutenist and Director of the Hofkapelle of Wittenberg. His music also provides a sounding board for heavenly feelings. It not only delights offered for the soul, Constanze Neubert as always provides culinary delights for the body in the marc de Cafe. Here the chocolate and butterflies in the creative form will encounter. The exhibition “Chocolate and butterflies” offers pleasant visions even in the spring before May 30.
Find Stud, money pictures and bookmarks every day from 10:00 until 18:00 at the marc de cafe in Vera at 5 in 06886 Lutherstadt Wittenberg. (www.marcdecafe.de) letters from the letter subscription “Stars”, the special highlight are the are both framed represent also for comfortable reading in a solution. The graceful letters of Amrita Torosa can be subscribed to and regularly bring happiness into your home. This service of letter artist (www.briefe-fuer-dich.de) is needed as a warm gift for round birthdays, silver weddings or as a loving recovery service.
Clear objectives, define a clear goal is the first thing that is missing many sellers. Therefore, they don’t know what they should work towards: directly to a sale? Or for example on a second date where the customer puts his signature on the contract? Sit for your sales conversations so clear objectives. But you don’t put up the bar, by itself, for example, making: I want to sell the customer immediately in the first conversation a prefabricated house. Or a package holiday for 10,000 euros. Because customers (mostly) not spontaneously make the decision on a such a large investment. Thereon they want usually only some time to think and consult with her life partner, for example. Be the target of a part in the sale of air travel: I reserve for you ever four places.
And tomorrow morning I you call then, whether I should book the journey.” Please also not too low, set the bar by “To formulate as a destination for example: I would like to inform the customer.” As in many families, the woman decides holiday destination. And the man is happy, if he is not bothered that. So why not the customer ask: I should book the courses for you? Because when the customer finally is ready and you delay it forever, you fritter away time… and money. In addition, there is the risk that the interest of the customer is down for example, because she home a similarly attractive offer in the newspaper, the hundreds of euros cheaper. What behavior is appropriate, will recognize the best conversation. Similarly, if you sell life insurance.
If hasty necessary to the final customers increase only your cancellation rate. If you miss the right time to conclude, however, that the danger is great that you lose the conclusion you had actually already safely in the bag, again. Because you are not the only provider on the market.
Virtual Wallet for iclear customers eingfefuhrt Mannheim – iclear, the security payment system on the Internet, integrates the payment by credit card in its systems. Iclear also the statement of visa and master card accepted now. At the same time, the payment provider offers its customers the possibility to set up a virtual wallet. The […]
Euro 2008: Organizers install with risk-management actions in the game Munich, May 26, 2008 according to is forecasting the Euro 2008 next to the stadium audience of several million fans in the host cities and more than eight billion viewers on TV followed. The advertising and marketing machinery to the EM around the motto experience […]
Save the money, Muschenbach is in your policies – which increase the diets, most of the others have to always tighten the belts. Many there barely enough air to breathe. The permanent call sounds like more self-provision as almost like mockery. Prevention practitioners know: every euro in addition is usually one too many. Therefore, the […]
In January 2008, we were married in Linz and thought that now all difficulties behind us lie. But no, we were immediately disabused. When we looked at when the magistrate to the resident of my wife many necessary documents were missing again. Cold has been submitted to us, which my wife is deported, if we […]
On Saturday, May 30, 2009, invites the biggest toy retailer in the world to play, wonder and win. Cologne, May 19, 2009 TOYS “R” US celebrates the big day of the little ones! On the occasion of the 55th International Children’s day a games rally takes place in each of the 77 TOYS “R” markets […]
livings creature or not that comes suffering to horrors with incapacidadede many human beings to think about making the good and to follow a behavior condizente eats so arrogated rationality of its species. Old the surrounded envolviamaglomeraes human beings protecting the man of the bestiality predonor of the animaisselvagens. Already today, let us repair that […]