1. Contact your insurance consultant quotation from 10-15 insurance companies, compare rates and make your choice. Do not buy insurance because it offers a salon, or because you saw the ad this insurance company. 2. Get quotes, ask your insurance representative, due to which you can reduce the cost of insurance: a way of settlement of losses, the presence of a franchise, use of diminishing the sum insured, a certificate of accident-free driving, discounts for their transition to another company, special specials.
programs, etc. 3. Selecting an insurance company, remember that you do not immediately pay the full cost of insurance. Most insurance companies give opportunity to pay more insurance payments (in some cases even without appreciation!). 4. Remember that the hull policy – this is your protection against the risks of "Theft" and "Damages." This policy does not cover the risks of temporary or total loss health of the occupants, as well as third party liability. To protect against these risks must be insured under the program third party liability insurance (compulsory and voluntary) as well as from an accident.
5. casco policies, usually sold together with the policy osago (Compulsory Third Party Liability Insurance). However, not all know / remember that your cmtpl third party liability in the amount insured, which may be insufficient to cover the real costs of third parties through your fault: osago provides insurance protection in an amount not over 120,000 rubles in damage to property (vehicle) of one victim and 160.000 rubles for personal injury or death a victim. Therefore, in addition to the compulsory motor tpl insurance, we also strongly recommend purchasing policies dsago (Voluntary Motor vehicle liability insurance). There are such policies are cheap (in the range 1,500 rubles for a policy with an insurance of 1 million rubles), while significantly minimizing the risks of accidents with expensive cars. 6. Inscribes in Either way, carefully review the "Rules of insurance, which insurance representative must give you, along with policy (or before). It is usually quite lengthy and not very easy to read document. However, review it is necessary to understand in detail how "arranged" Your insurance, as well as under what conditions and in what time frame is the settlement of damages. 8. Remember that additional equipment (not included in the of the box) are insured separately. Model Hull policy, which is not made optional, will not allow you to receive insurance compensation for your extra set of tuning elements, audio and video equipment and other accessories. 9. In the insurance contract for less than 1 year should be remembered that this is not very profitable, because In this case, insurance companies do not simply divide the value of the annual policy on the appropriate number of months, but to apply the multiplying factor. 10. When concluding a contract of insurance on used car should make copies of relevant documents for the car (right all persons admitted to the management, powers of attorney, vehicle registration document, registration certificate) and be prepared to clean car insurance representative during daylight hours for inspection and photography. The above information – only a small part of what you need to know and understand when insuring your car.
Clear objectives, define a clear goal is the first thing that is missing many sellers. Therefore, they don’t know what they should work towards: directly to a sale? Or for example on a second date where the customer puts his signature on the contract? Sit for your sales conversations so clear objectives. But you don’t put up the bar, by itself, for example, making: I want to sell the customer immediately in the first conversation a prefabricated house. Or a package holiday for 10,000 euros. Because customers (mostly) not spontaneously make the decision on a such a large investment. Thereon they want usually only some time to think and consult with her life partner, for example. Be the target of a part in the sale of air travel: I reserve for you ever four places.
And tomorrow morning I you call then, whether I should book the journey.” Please also not too low, set the bar by “To formulate as a destination for example: I would like to inform the customer.” As in many families, the woman decides holiday destination. And the man is happy, if he is not bothered that. So why not the customer ask: I should book the courses for you? Because when the customer finally is ready and you delay it forever, you fritter away time… and money. In addition, there is the risk that the interest of the customer is down for example, because she home a similarly attractive offer in the newspaper, the hundreds of euros cheaper. What behavior is appropriate, will recognize the best conversation. Similarly, if you sell life insurance.
If hasty necessary to the final customers increase only your cancellation rate. If you miss the right time to conclude, however, that the danger is great that you lose the conclusion you had actually already safely in the bag, again. Because you are not the only provider on the market.
Virtual Wallet for iclear customers eingfefuhrt Mannheim – iclear, the security payment system on the Internet, integrates the payment by credit card in its systems. Iclear also the statement of visa and master card accepted now. At the same time, the payment provider offers its customers the possibility to set up a virtual wallet. The shopping and payment on the Internet is always easier and more convenient. So, the fiduciary payment processor involves iclear now also payment via credit card in its processes.
Thus, the iclear customer has more options, how he wants to handle the online payment process. Significant advantage when you pay by credit card through iclear: the customer entered his credit card data once in his profile at iclear and can buy then just this card, without having to share this sensitive data again on the Internet. iClear – Managing Director Michael Sittek: many online shoppers shy away with every purchase over the net to send their personal information as well as account or credit card numbers. iClear lowering this threshold, which prevents evidence some buying, and makes online shopping safer at the same time unlimited iclear warranty.” As soon as the iclear customer is logged on and has stored its data once, he needs for purchases, which he handles with iclear, click only his payment option: immediately transfer / later transfer / credit card. Everything else takes over the iclear system.
Existing customers have the ability to pay your shopping amount via direct debit. At the same time, with the launch of credit card payment starts iclear also his money exchange or wallet service. Here the customer can fill its virtual wallet with an arbitrary amount, from which he can use on its purchases. He can fill the purse by bank transfer or via credit card. The iclear partners of heidelpay (Heidelberger Payment GmbH) is responsible for the technical processing of the new services. heidelpay CEO Mirko cover man: we are pleased about the Cooperation with iclear. Fiduciary payment processing, like iclear offers, is the right strategy I believe, to make safe online trading and strengthen consumer confidence.” Iclear iclear: Is the Internet billing system, which protects buyers and sellers alike from unpleasant surprises at the online trade and supports the comfortable processing of order and payment process. With your iclear trust system buyers in the Internet can goods after one-time registration order and pay comfortably, easy, safe, and no additional cost. iClear this mediates between the parties involved, safe handling for both sides and so confidence in online trading and payment via the Internet provides a transparent. In addition to the usual bank payment due iclear also the statement of visa and master card accepted. In addition, iclear customers have the possibility to set up a virtual wallet with their payment provider. Currently several hundred thousand registered can iClear users at around 3,000 connected Internet dealers shop. iclear is an offer of iclear GmbH with seat in Mannheim, Germany and Managing Director are my iclear Switzerland GmbH. Roman Eiber and Michael Sittek. Press contact: Michael Sittek CEO iclear M2, 17 D-68161 Mannheim Tel: + 49 (0) 621 / 1234 69-60 fax: + 49 (0) 621 / 1234 69-69 E-mail: Web: Herbert grave digit media Schulberg 5 D-72124 Pliezhausen Tel.: + 49 (0) 7127 / 5707-10 E-mail:
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